Follow along with me, one step at a time. I have never learned to control my spending. It has always controlled me. There seems to be more month then money. I have always been short and I never seem to have enough.
Where does it all go!
Sounds familiar?
Well, it does to me.
I've had it. It’s time for me to take control of my money instead of my money controlling me!
This time, I am determined. I was recently introduced to a system that if followed, promises to bring you peace and tranquility knowing that your bills will be paid and that you will even have some money in the bank. The steps are divided into sections and topics, to help simplify the process.
Starting with #1 and working your way through the
Easy Ways to... Take Charge Of Your Money
- We went away to a quiet place so that we could
think more clearly about what all the expenses were.
- We wrote down all of our monthly and periodic
expenses.
- I also disclosed the Secret to lowering your cable
bill
Let's Begin:
How to Take Charge of Your Money ...Get Current Part 2
Taking Charge of Your Money will NOT
be easy. There will be times that you’ll feel that is live hasn’t been and isn’t
fair however the long term goal promises to be rewarding.
Are you as determined as I am to sacrifice and
start building new habits today so that you can enjoy Living Life on 1 Income?
After writing down the all of my monthly regular and
periodic expense, I found that I overlooked a few expenses: ( Don't know why I overlooked the expenses below, they come in every month but writing them down has made me more conscious of them )
car insurance
light company and
gas company
clothing category
The car insurance, light and gas company expense will be added into my regular monthly expenses and my clothing expense, (well we all need a new outfit or
two every now and then) I will categories as a periodic expense, that I can build on and will be able to purchase higher ticket items if needed.
This is about Living Life on 1 Income and I promise myself that I will live my live
to the fullest just frugally.
You can plug the miscellaneous expense to your periodic or
your monthly expense. Your Chose. I have
decided to add the miscellaneous and the clothing expense to my periodical
expense.
The amount that I have budgeted to put away monthly for
these expense will not be large so I
figured if I can build on them periodically I can the purchase a nicer pair of
shoes or better quality kitchen towel
set etc.
Let’ begin… Part 2